About Us
Pilat Insurance Agency, Inc. was established in 1948. We are an independent insurance agency located in Parma, Ohio specializing in personal and commercial insurance. Pilat Insurance offers a variety of insurance products through a number of different insurance carriers.
Why should I have an independent insurance agent?
Having an independent agent means you have a personal contact within the insurance world. It is our job to provide our experience and guide you through the insurance process. Instead of calling a general 1-800 number and talking to a stranger every time, you call and talk to us directly.
Independent agents give you peace of mind. We know you, your family, and your business. We want to provide the best possible insurance combination for your specific situation—not some cookie-cutter policy from checking a few boxes. Insurance is complex and is not something you find on Amazon and 'add to cart.'
The media continues to bombard everyone with insurance commercials. Many carriers are flooding email inboxes with solicitations for the "same coverage at a lower price." Remember, price is just one aspect of cost. The cheapest option does not mean it is the best option for the coverage you need. Anyone can give you a lower price, but at the end of the day, value is what is more important. Insurance is not a commodity item; it protects people, possessions, and provides peace of mind. We are here to give you what you need so you are properly protected!
Here’s what our customers are saying:
"Pilat Insurance has been great to my family for many years. Always courteous and helpful whenever we need answers. We recently had a flood in our house and Rich was there first thing in the morning to find us a remediation company and took care of all our insurance questions and helped us get the right people for the job. He followed up with constant monitoring and kept us at ease with this devastating event. Pilat Insurance has been wonderful to work with and we can always count on them to help us whatever the situation is." -Ryan S.
"I hate the thought of reading fine print and weeding through all the details as it relates to insurance policies. Good thing for me I don't have to. Rich Pilat does all that for me and has been for over 25 years. If you have a guy like him you can trust, you will have more free time." -Bernie G.
"I was with another agent for almost 30 years. I got married and my wife convinced me to talk to Rich about consolidating our policies. My experience with Rich and his agency has been nothing short of spectacular. Rich performs an annual review which is thorough. He has no interest in selling me insurance I don’t need, but makes sure I have appropriate coverage levels. On top of that, Rich is a man with values and strong moral character. If you are considering making a call to his agency, please do as you will be glad you did." -Brett R.
Here are some of the personal and commercial insurance products we offer:
Personal Insurance
- Auto Insurance
- Property Insurance
- Personal Umbrella Liability Insurance
- Life Insurance
- Recreational Products Insurance
- Flood Insurance
- Wedding/Special Event Insurance
Commercial Insurance
- Commercial Automobile Insurance
- Director's and Officer's Liability Insurance
- General Liability Insurance
- Liquor Liability Insurance
- Pollution Liability Insurance
- Professional Liability Insurance
- Property Insurance
- Umbrella/Excess Liability Insurance
- Contractor Bonds
- Fidelity Bonds
- Surety Bonds
- Cyber Liability Insurance
We represent the following carriers, among others:
- Travelers
- Progressive
- Western Reserve Group
- Safeco
- Hagerty
- Foremost
- American Modern Home
Call Pilat Insurance at (440-888-1150) and speak with a representative. You can also fill out our simple Request A Quote form and a representative will contact you within 1 business day.
